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Thursday, December 4, 2008                                    Log In

SATURDAY, NOVEMBER 1, 2008
By CELIA SIMMONS

Student loans can play a huge role in your credit score findings. You've only incur them if you've been proactive in improving your life, the interest is low and tax deductible, an they'll let you postpone paying them if you just call them up and whisper the magic word forbearance.

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TUESDAY, OCTOBER 28, 2008
By CELIA SIMMONS

PUDs are Planned Unit Developments. They are basically detached single family homes in a subdivision or other master planned community which offers amenities and benefits above and beyond those made available by the local municipal government.

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THURSDAY, OCTOBER 23, 2008
By CELIA SIMMONS

The Action Plan is a three phase system that guides you through the execution of your home buying goal; from dreaming and thinking about it, to learning about it, and through the concrete to do's involved in securing your mortgage, house hunting and getting your offer accepted.

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THURSDAY, OCTOBER 16, 2008
By CELIA SIMMONS

There are only about five types of insurance policies that offer protection for you as a homeowner, and only really two or three that you should really pay attention to. You need to be aware that the others exist to make sure that you don't end up with one of them.

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TUESDAY, OCTOBER 14, 2008
By CELIA SIMMONS

Avoiding problems with gift money can be easy if you use the money for the right purposes. If you don't apply the money accordingly, you can run into some problems.

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FRIDAY, OCTOBER 10, 2008
By CELIA SIMMONS

There are a number of reasons to have the seller walk away from the negotiation table feeling satisfied, rather than defeated. Your buyer's agent should help you to negotiate in a win-win senario evey when it is a buyer's market.

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WEDNESDAY, OCTOBER 8, 2008
By CELIA SIMMONS

You should always get a pre-inspection on a house that you may potentially want to buy. Getting a house inspected is very important because you can get an overall detailed on everything that needs to be fixed in the house.

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MONDAY, OCTOBER 6, 2008
By CELIA SIMMONS

Every homebuying transaction progresses a little differently, but there is a basic sequence of events you can expect to occur when you make an offer to purchase a home. Keep in mind that there may be some variations in the order and substance of the sequence based on your individual situation and/or the standard practices in your local area.

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FRIDAY, OCTOBER 3, 2008
By CELIA SIMMONS

There are a number of reasons why a seller has put their property on the market such as: job loss, medical emergency, growing family, or a divorce. It is important to find out why the seller has put their property on the market before you begin negotiating.

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WEDNESDAY, OCTOBER 1, 2008
By CELIA SIMMONS

Most builders provide their own purchase contracts for new homes. Their contracts are so different from the contracts that you would normally sign for purchasing an existing home.

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Contributors

Celia Simmons
Roxanna Morey